Let’s talk about the one thing that can turn a fun-loving pup owner’s stomach: an unexpected vet bill. That’s where Petsy comes in. This Sydney-based, multi-award-winning pet insurer is all about backing you (and your dog) when life throws a curveball — think broken bones, tick paralysis, cruciate injuries, or that classic “why did you eat that?” moment. Petsy covers up to 90% of eligible vet costs, with zero sub-limits on claims, so you’re not stuck with sneaky payout caps just when you need cover most.

What really sets them apart? Total flexibility. You build your own policy — annual limit, benefit percentage, excess (including $0), even whether you want vet consults included — so it actually fits your dog and your budget. Puppies signed up before their first birthday score a bonus boost to their annual limit, and every claim gets handled by a genuinely Aussie-based support team (no overseas call centres here). Plus, with direct-to-vet payment options, you can skip the “pay now, claim later” scramble entirely.

Backed by wins from Canstar, WeMoney and Finder, Petsy has earned its reputation as one of Australia’s most trusted names in pet protection. If peace of mind sounds like a pretty good gift for your best mate, it’s worth a look. Head to Petsy to get your free quote and see what cover could look like for your dog.